Insurance

November 12, 2008

  • How do Life Insurance companies make money?

    darkmanx1209 asked: Someone I know has a whole life insurance policy with Metlife with a face value of $50,000. The annual payment is $290. How does Metlife earn money when they pay out much more than they get in?

November 10, 2008

November 8, 2008

November 5, 2008

  • How is does variable life insurance work?

    Poorboy asked: I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA’s, but he is saying this is a better option [...]

November 2, 2008

October 31, 2008

  • Where is a company that offeres life insurance to felons?

    jazngabsmom asked: My husband commited a felony nine years ago when he was nineteen years old and has not been in trouble since. He is now a foreman, owns his own home and is just a regualr citizen, but he has been denied life insurance through 3 companies. Any suggestions?
    His medical exam and [...]

  • What is the best life and burial insurance companies?

    T D asked: I am looking to buy life and burial insurance for my family. So many companies are out there not sure what are the best companies and not scams.
    I would like to buy a policy that covers burial expenses and one that offers life insurance

October 23, 2008

October 20, 2008

October 17, 2008

October 16, 2008

October 15, 2008

October 11, 2008

October 10, 2008

  • What exactly is life insurance and how does it work?

    Eruvadhron “LOE” asked: What exactly is life insurance and how does it work?
    I don’t understand, won’t you be dead or something so what does it do for you?
    What happens if it doesn’t get cashed in, what does that mean?
    Sorry I don’t understand, please explain.

  • How do I help families not see life insurance as a bill but rather protection for their family?

    ~Secretrose~ asked: I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales [...]

October 8, 2008

  • What is the difference between accidental death life insurance and regular life insurance?

    Sweetask asked: What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn’t all deaths (excluding illnesses) be accident? If you only buy life insurance and don’t include accidental death insurance then what is usually excluded? Thanks!!!
    (I know its different for every insurance company, I am just wondering [...]