October 8, 2008
- What LIFE insurance companies have had a bad record in denying legitimate claims?
ZZ asked: I am deciding which company to go with for my life insurance purchase. Wanted to make sure my spouse and child wouldn’t be mistreated by the company should anything happened to me.
Thanks!
October 7, 2008
- What exactly is life insurance and how does it work?
Eruvadhron “LOE” asked: What exactly is life insurance and how does it work?
I don’t understand, won’t you be dead or something so what does it do for you?
What happens if it doesn’t get cashed in, what does that mean?
Sorry I don’t understand, please explain.
October 6, 2008
- Is life insurance a good investment for a married couple with no children or mortgage?
nateobuf asked: My wife and I are considering purchasing life insurance but we aren’t sure if it is the best investment for the money involved. Advice would be helpful. We do plan on having a family in the next few years and our ages are 30 y/o and 29 y/o.
- What is the best health insurance and life insurance policies to go with?
toogood2u03 asked: I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is [...]
- What is the best health insurance and life insurance policies to go with?
toogood2u03 asked: I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is [...]
- Do life insurance companies check your medical records after you die?
Dick J asked: Let’s say that you get life insurance and claim to be a non-smoker. Then let’s say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?
October 5, 2008
- Can life insurance be forced to go to pay debts if there are named be beneficiaries?
Jennifer J asked: My dad passed away in Nov. He had named beneficiaries on his life insurance at work. He has way more debt than assets, he will have a negative estate. Creditors are threatening that we should use the life insurance to pay the balances…are these just tactics they use? Should we be concerned [...]
- Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?
ashok asked: One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers [...]
- What kind of life insurance do we need? and what is a good company to buy from?
LISA asked: My husband and I are 28 years old, have three children and plan to have one more child in the near future. We live in Virginia (DC area). His annual earnings are about $70k; I also work part time earning annually about $35k. We currently have life insurance through our employers, but we [...]
October 4, 2008
- Is life insurance a good investment for a married couple with no children or mortgage?
nateobuf asked: My wife and I are considering purchasing life insurance but we aren’t sure if it is the best investment for the money involved. Advice would be helpful. We do plan on having a family in the next few years and our ages are 30 y/o and 29 y/o.
October 3, 2008
- How can my friend find out if her late father has a life insurance policy?
Mary Anne asked: My friend’s father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend’s stepmother. The stepmother doesn’t even recall a life insurance policy. She wonders if he had cashed it out. [...]
October 1, 2008
- Life Insurance?
Natalie B asked: My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What [...]
